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Bader Management specializes in both market-rate and affordable rental communities, committed to providing quality housing and exceptional service through a diverse portfolio of well-maintained properties.

Below are the Affordable Housing Programs Offered at Bader Communities:

1. Housing Choice Vouchers (Many Bader communities participate in this program, please see our website for options).

The Housing Choice Voucher program helps low-income households afford rental housing in the private market.

  • How it works: Eligible households receive a voucher from their PHA (Public Housing Authority) that pays a portion of their rent directly to the landlord.
  • Where you can live: Any rental unit that meets program requirements and accepts vouchers.
  • What residents pay: Typically, 30% of their income toward rent; the voucher covers the rest up to a limit
  • Key feature: Portable—you can move and keep a Housing Choice voucher, even to a different city or county.

2. Project-Based Vouchers (PBV) – Several Bader communities have apartments that is available on a Project-Based Voucher.

Project-Based Vouchers are connected to specific apartments in specific buildings rather than to the residents.

  • How it works: A property owner reserves certain apartments for low-income households. When someone moves in, the rent is subsidized through the PBV program.
  • What residents pay: Usually about 30% of their income.
  • Key feature: The subsidy stays with the apartment, not the household. If the resident moves out, they lose the subsidy (though some agencies may offer a tenant-based voucher after a certain period).
  • Availability : PBV units are generally rented through local housing authorities and are not available to lease through our office rental office. Please check with your local Housing Authority for information on these apartments.

3. Low-Income Housing Tax Credit (LIHTC) Housing

LIHTC is the primary program used to build and preserve affordable rental housing across Minnesota. Bader has several communities that were built utilizing this program.

  • How it works: The federal government provides tax credits to developers who build or rehab affordable housing. In exchange, the building must offer income- and rent-restricted units for 15–30 years (often longer).
  • Affordability level: Rents are generally set for households earning 50–60% of Area Median Income (AMI), depending on the property, some can be as low as 30%, however they are very limited.
  • Key feature: These properties are privately owned but legally required to remain affordable for decades.

4. NOAH Housing (Naturally Occurring Affordable Housing) – Rent & Income Restricted

NOAH properties are privately owned rental buildings that are affordable without depending upon major federal programs like Section 8 or LIHTC. Section 8 or Housing Choice Vouchers can be used in these communities if they meet criteria.

There are two main types:

A. Traditional NOAH (no subsidy or formal restrictions)
  • These are older or modest buildings with lower rents simply due to age, location, or basic amenities.
  • No formal income limits, but rents are typically affordable to households earning 60–80% AMI.
B. Publicly Assisted, Rent- & Income-Restricted NOAH

Some NOAH buildings receive local or state funding (e.g., Minnesota Housing, City/County preservation programs) to keep them affordable.

  • How it works: The building remains privately owned but must comply with formal rent caps and income restrictions for a set number of years.
  • Affordability level: Often targeted at residents earning 50–60% of AMI.

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Affordable Housing Options in Minneapolis & St Paul

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